Top 10 Ranking Of Florida Condo Law Changes From 2025 Legislative Session

In this issue of the Miami Condo Market Intelligence Report™, we rank the top 10 changes made to the Florida Condo Law during the most recent legislative session. The laws took effect July 1, 2025.

Volume 2025, Issue 27 (Subscribe here)

For this week’s Miami Condo Market Intelligence Report™ newsletter, we unveil our ranking of the top 10 changes made to the Florida Condo Law during the 2025 Legislative session.

The top 10 list is derived from a seven-part video series readout we created of House Bill 913 that took effect on July 1, 2025.

The newly adopted Florida legislation is reportedly designed to provide short-term relief for cash-strapped condo owners as they adapt to the changes being implemented as a result of the tragic Surfside condo collapse in June 2021, when nearly 100 people died and a $1 billion settlement was paid out to the families of the victims.

The legislation is of keen interest to Florida condo owners who are struggling to pay rising maintenance fees, hefty special assessments and pricey insurance rates.

After weeks of delay, Florida Gov. Ron DeSantis finally signed the legislation - dubbed House Bill 913 or HB 913 - in late June 2025. The legislation took effect at the beginning of this month.

Given the quick turnaround from final passage to implementation, we have dedicated a significant portion of the last two weeks to first creating the video series and then delving into the key changes that are likely to impact the Florida condo industry.

Our “2025 Florida Condo Law Revisions Video Series” offers nearly seven hours of content, empowering buyers, sellers and real estate professionals to understand the changes firsthand.

The videos are not an interpretation of the 2025 revisions to the Florida Condo Law but rather a readout of the entire text of the bill.

It is unreasonable to think that in today’s fast-paced world that everyone interested or involved in Florida condos has time to read the final text of House Bill 913. After all, the entire text of the bill released by the Florida Legislature is a PDF document that stretches 92-pages long.

We do think, however, that watching or listening to the bill’s text is doable, especially if broken down into a series of videos that are each less than one-hour long.

We hope that our videos will provide viewers and listeners, alike, a convenient way to listen on demand to the revisions while doing other things, including cooking, exercising or even gardening.

All of our videos feature AI-generated audio based on the voice of Peter Zalewski - the founder of the Miami Condo Investing Club™ - reading aloud the legislation verbatim.

Remember, our videos are exact readouts of the text of the House Bill 913 PDF document.

The text was copied directly from the PDF document and pasted into each of the video files in the series.

No editing was made to the text to create this video.

To view the text directly, please visit: FLSenate.gov/Session/Bill/2025/913 or alternatively Laws.FLRules.org/2025/175.

This is our ranking of the top 10 revisions to the overarching Florida Condo Law in 2025. Please click the respective link to watch and listen to a readout of the revised law.

1. Association Reserves

2. Structural Integrity Reserve Study (SIRS)

3. Insurance Requirements

4. Duties of Florida Condo Regulators

5. Association Emergency Powers

6. Investment Of Association Funds

7. Developer Warranties, Handovers, Service Agreements

8. Developer Disclosures

9. Bulk Buyer Requirements

10. Hurricane Shutters

We provide a preview for each video. To watch or listen to an entire video, please consider joining the Miami Condo Investing Club™.

We are pleased to offer a portion of our research for free to our newsletter subscribers and MiamiCondo.Club readers, providing a glimpse into our insights.

For full access to our comprehensive reports, statistical charts, virtual Monthly Meetings and exclusive MeetUp events, we invite you to join the Miami Condo Investing Club™.

The Club's mission is to foster a community that shares realtime, actionable intelligence on the latest real estate trends, emerging opportunities and trusted service providers throughout South Florida.

Whether you are a Do-It-Yourself (DIY) condo buyer or a seasoned real estate professional, the Club provides invaluable resources, including up-to-date statistics, expert analysis and access to tailored consulting services.

An added benefit of the Club is that members receive discounts on all Miami Condo Correction Walking Tours™. Please visit MiamiCondoClub.eventbrite.com for a schedule of upcoming tours.

We also encourage you to explore our podcast, available on all major platforms such as Apple, Spotify and YouTube, for insightful discussions and updates.

As always, our consulting, expert witness and buyside brokerage services remain available to you, building on our established reputation since 2006.

For specific information regarding discounted condo resales or bulk deals in South Florida, please visit CondoVulturesRealty.com or contact our office directly at 305.865.5859.

— Peter Zalewski, Founder of the Miami Condo Investing Club™

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This information is intended for general informational purposes only and is based on research, personal experience, and interviews. It does not constitute legal advice, as we are not legal professionals. While we strive for accuracy and completeness, this information is provided on an "as is" basis, without any warranties or guarantees.

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